Who pays for the home inspections?

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The party that is responsible for paying the home inspections is negotiable.

There are a variety of factors that can determine who covers the costs, how much the buyer or seller will pay and the contingencies wrapped around them.

Knowing the market and understanding the other party can help you negotiate favorable terms.

Types of Inspections

  • Mechanical
  • Structural
  • Termite
  • Dry Rot
  • Sewer Line
  • Mold
  • Lead-Based Paint
  • Radon
Man inspecting home

Cost of Inspections

The price of full home inspections can range from $250 – $550. A full home inspection can some times include termite and dry rot inspections. Purchased separately, a termite and dry rot inspection can cost about $65 – $85. Other inspection fees: Sewer Line $150 – $300, Radon $400 – $500, Mold $500 – $600 and Lead-Based Paint $300 – $500.

Signing a Contract

Reimbursement Cap

If you’re the Seller and agree to pay for the inspections, you’ll want set a cap.

For example, when the buyer asks you to pay for inspections, you could set a maximum reimbursement of $400 – $500. Without a cap, you’re leaving yourself open to a hefty tab.

Now, if you’re the Buyer, you’ll want to set the cap high. Any amount above the cap, will be your responsibility to pay.

Who chooses the Home Inspectors?

Regardless of who pays for the inspections, the Buyer has the right to choose who they want to conduct the inspections of the home. The Seller does not have a say.  Learn how to choose a home inspector.

Inspection Deadlines

There are three primary deadlines:

  • Delivery Deadline
  • Objection Deadline
  • Resolution Deadline

The Delivery Deadline is the timeframe you have to receive all inspection reports. Reports received beyond this deadline will not be valid for use in your objections to findings.

Next, the Objection Deadline is the day you just submit your objections, resolutions and waivers. If you fail to send your objections by the specified deadline, you could forfeit your option to have repairs made to the home.

Finally, the Resolution Deadline is time allotted to the Seller to respond with how they will resolve the Buyer’s objections.

What if the transaction doesn't close?

This is where you refer to the terms agreed to in the purchase agreement. If the Seller agreed to reimburse the Buyer at closing, then the Buyer is responsible to pay since the transaction did not close. If the Seller did not require the Buyer to pay in advance with a reimbursement at closing, then the Seller is stuck with the tab.


There are a lot more variables to consider when handling home inspections during a real estate transaction, so we recommend that you consult with a local Realtor to determine what is in your best interests.

Leigh-Jo Anzures

Broker on Duty

We can help you explore all of your options.
Contact a local Realtor®



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